Mortgage estimator
Know the payment before the showing.
Estimate principal, interest, taxes, insurance, HOA, and affordability with editable assumptions. This is a planning tool, not a lender quote or loan approval.
Estimated payment
$3,524
per month estimated PITI + HOA
Principal & interest$2,724
Property tax$650
Insurance$150
HOA$0
Loan amount: $420,000
Assumptions are editable. Taxes, insurance, PMI, closing costs, credits, and lender fees can vary.
Affordability check
Buyer budget pressure
A simple debt-to-income read helps buyers decide whether to widen search, adjust down payment, or talk to a lender before touring aggressively.
Estimated DTI
32.8%
Comfortable planning range
Rate sensitivity
See how the payment moves
6.25%
$3,386
-0.5% rate move
6.75%
$3,524
Current assumption
7.25%
$3,665
+0.5% rate move